Loan Amount

Your personal loan breakdown*

Loan amount:
Monthly repayment:
24 months

*The amounts shown above are indicative costs only.
*Interest rate dependent on risk profile.

Improve your credit score – get your loan.

See your current credit rating
Step 1
Monthly Credit Report & Credit Score
Use our services to repair your score
Step 2
R299 Recurring Subscription Service
Get your loan and fulfil your dream
Step 3
Complimentary loan assisted application

Why Choose Us?


We have over 20 years experience providing financial relief to those in need.


A young, enthusiastic team of Loan Originators are always here to help you.


Our financial specialists ensure you get the maximum loan amount at the lowest interest.

Helping You! When Nobody can Financially







About Us

ShowTime Finance opened its doors October 2012 from a small office space in a town called Bellville also known as Twelfth Mile Stone back in 1861 because it was exactly 12 miles from the Capital Cape Town.

Bellville was established by proclamation in 1861 and named after Charles D. Bell, surveyor general of the Cape. It became a town in 1940 and a city in 1979. Here we started helping clients who have previously had bad credit histories, judgments against their name, garnishee orders, defaults or are simply refused by commercial banks to get financial relief. We Offer Emergency Loans, repay within 90 days, and Micro Loans, from 4, 6 and 12 months, long term Personal Loans repayment over 24-84 Months. It is our unique relationship with money lenders and brokers in South Africa and our steadfast compliance with the Consumer Protection Act that help make us one of the leading loan assistance companies in South Africa.We no longer rent office space as with the technology today everything moved into the cloud and so have we. Simply complete our loan application form Here and your bank account could possible be credited within next 12-24 hours.

Frequently Asked Questions

What are ShowTime Finance criteria?

We are able to assist you if you:

  • are older than 18 years of age;
  • are a South African citizen;
  • have a steady, monthly income of at least R1 500 per month; and
  • have a South African bank account.

Unfortunately, we’re unable to assist you if you:

  • are under debt review;
  • have filed for bankruptcy;
  • are under any debt restructuring programmes;
  • have declared yourself insolvent; and/or
  • are under administration.

Is my information safe?

You can rest assured that your personal information is protected according to the Electronic Communications and Transactions Act (ECT), and through DigiCert RapidSSL, our advanced, online, privacy technology. If you’d like to read more about our Privacy Policy, Click Here.

How long until I know the outcome of my loan application?

When we receive the outcome of your loan application, we’ll let you know immediately via sms and email.

Will you run a credit check on me?

In certain instances, a credit check may be conducted using your South African identity number to check your credit history validate the personal information you submitted matches the credit bureau data  and share your information with any of our partners to ascertain suitability for our product for as long as you’re a client of ShowTime Finance.

How long until I have to repay the loan?

Your loan repayment depends on the terms and conditions you negotiated with the moneylender. Generally, personal loans have a repayment period of between 3 and 84 months, but this depends on what you qualify for and can afford to repay.

What does it mean to be a ShowTime Finance client?

It means that you’ve qualified for our 3-in-1 Service Plan a subscription service. You receive the following electronic services and products. My Monthly Comprehensive Credit Report, My Credit Score Rating Report (updated Monthly). My Credit Repair Assistance and Complimentary My Loan Assistance Service.

How do I cancel my 3-in-1 Service Plan?

You’re entitled to cancel at any given time. However you must give us written notice at least 5 working days before your next billing date. Should you fail to notify us on time will result in you being billed within the current cycle.. If you do, however, change your mind, it’s easy to reactivate your account with us by simply sending an email to billing@showtimefinance.co.za

Why has ShowTime Finance debited money from my bank account?

At ShowTime Finance we offer a 3-in-1 Service Plan a Subscription Service. You get access to our Complimentary Loan Assistance Service immediately, Monthly Comprehensive Credit Reports, Credit Score Rating Report (updated monthly) plus Credit Repair Assistance, all these for an affordable fee. The money we have deducted from your account is  R299/pm for our 3-in-1 Service Plan as per our Terms and Condition. ShowTime Finance will only debit your account if you have expressly given us permission to do so. If, for some reason, you feel that this money was taken from you in error, or you suspect fraudulent activity with your personal details, please contact us.

For exceptional financial service, you can trust ShowTime Finance

Representative Example

Loan amount of R7,500 borrowed for 24 months.
Annual Interest Rate: 27.75%.
Initiation fee (charged upfront): R936.
Monthly service fee: R69
Total Amount payable: R13 338.
Monthly installment amount: R556

Please note our interest rate will never exceed the maximum as prescribed by the NCA of 27.75%
Fees are subject to change and will be affected by customer risk profile
123 loans (Pty) Ltd. t/a ShowTime Finance and its Credit Providers are registered and Credit and Financial Services Provider.  
Registration Numbers: NCRCP8077, NCRCP 38, FSP 44481, NCRCP5361, NCRCP6317, NCRCP 4685, FSP 42380, NCRCP6666